Texas vs Florida: cost of living
Texas is the cheaper state of the two, with an overall price level of 97.5 versus 102.1 for Florida (BEA Regional Price Parity, US = 100) — so Florida is about 4.7% more expensive. Texas's median household income is $75,780 versus $73,311 in Florida, and median rent is $1,475 versus $1,812 a month. To keep a $100,000 standard of living moving from Texas to Florida you'd need about $104,718.
Source: BEA Regional Price Parities (RPP), all items. Data as of June 2026.
Texas vs Florida side by side
| Indicator | Texas | Florida |
|---|---|---|
| Price level (BEA RPP, US=100) | 97.5 | 102.1 |
| Price vs US average | -2.5% | +2.1% |
| Median household income (ACS 2023) | $75,780 | $73,311 |
| Median gross rent / month | $1,475 | $1,812 |
| Census region | South | South |
Sources: BEA RPP 2022; Census ACS income and rent 2023.
Salary needed to move
Using the price-level ratio (the salary-needed formula on our methodology page), here is the equivalent pay needed to hold the same standard of living when you move between Texas and Florida:
| If you earn this here… | …you'd need this there |
|---|---|
| $60,000 in Texas | $62,831 in Florida |
| $100,000 in Texas | $104,718 in Florida |
| $60,000 in Florida | $57,297 in Texas |
| $100,000 in Florida | $95,495 in Texas |
Verdict
On price level alone, Texas stretches a paycheck further than Florida by roughly 4.7%. But cost of living is only half the picture: Texas has the higher median household income ($75,780), and neither figure accounts for state income tax, which can swing the real-world gap. Read each state's full page for context — Texas and Florida — and run your exact salary through the calculator.
Frequently asked questions
Is Texas or Florida cheaper to live in?
Texas is the cheaper of the two: its overall price level is 97.5 versus 102.1 for Florida on the BEA Regional Price Parity scale (US = 100), making Florida about 4.7% more expensive. This is an estimate of overall prices; verify with the BEA.
What salary in Florida matches $100,000 in Texas?
About $104,718. Because Florida's price level (102.1) is higher than Texas's (97.5), $100,000 of Texas buying power equals roughly $104,718 in Florida. The reverse: $100,000 in Florida is worth about $95,495 in Texas. Estimate based on price level only — it ignores taxes and your job market.
Which state has higher incomes, Texas or Florida?
Texas has the higher median household income: $75,780 versus $73,311 (US Census Bureau ACS 2023).
More comparisons
Last updated: 2026-06-18